Additional Information
Auto insurance is a necessity for every driver on the road. Accidents can happen at any time, and the costs involved can quickly add up. Auto insurance provides financial protection in case of damages to your vehicle, injuries to yourself or others, as well as legal expenses.
With the right policy, you can have peace of mind knowing that you're covered in case the unexpected happens. Whether you're a new driver or have years of experience, don't wait until it's too late – get auto insurance today and drive with confidence.
Compulsory Auto Policy Coverage
- Bodily Injury to Others
- Personal Injury Protection
- Bodily Injury Caused by Uninsured Auto
- Damage to Someone Else's Property
Optional Coverages
- Optional Bodily Injury to Others
- Medical Payments
- Collision
- Comprehensive
- Substitute Transportation
- Towing and Labor
- Bodily Injury Caused by an Underinsured Auto
FAQs
When purchasing automobile insurance what should I consider?
There are several things you should consider when purchasing automobile insurance that your independent agent will help you with. Here are a few:
- Purchase the amount of liability coverage which makes sense for you.
- Select the optional coverages you want.
- Decide which company to purchase insurance from.
- Don't base your decision solely on price. Other factors like service and claim response are extremely important in selecting the right insurance.
How can I lower my automobile insurance rates?
There are several things you can do to lower the cost of your automobile insurance.
One way is to look for competitive pricing. An independent agent works with many companies and can provide you comparative rates and insure that your are getting the same coverage.
Another way to lower the cost is to change your deductible. By raising your deductible you may lower the cost of your automobile insurance almost 10% You must be able to pay the deductible amount in case of a claim. You can also look for discounts that you may be entitled to. Some examples of discounts that may be available are: multiple cars under the same policy, carrying a homeowners policy with the same insurance company, different groups or associations.