Homeowners Insurance in Royal Palm Beach, FL – Evergreen Insurance Agency

Homeowners Insurance · Royal Palm Beach, FL

Protect What
Matters Most

Your home is your most valuable asset. We'll find you the right homeowners coverage to protect it — at the most competitive rate available in Florida.

(561) 966-8883
100+
Years combined experience
4.9★
Customer rating
Family
Owned & operated
Florida family in front of their home protected by Evergreen Insurance
Free quotes
No Obligation
Coverage Options

Complete Home Protection

Florida homeowners face unique risks — from hurricanes to flooding. We tailor your policy to cover what matters, at the best rate we can find.

Dwelling Coverage

Covers the cost to repair or rebuild your home's structure if it's damaged by a covered peril — including fire, lightning, windstorm, and more. Essential for every Florida homeowner.

Personal Property

Protects your belongings — furniture, electronics, clothing, and valuables — if they're stolen or damaged. We help you choose the right replacement cost or actual cash value option.

Liability Protection

Covers legal and medical expenses if someone is injured on your property or you accidentally damage someone else's property. Protects your financial future from unexpected lawsuits.

Loss of Use

Pays for temporary living expenses — hotel stays, meals, and more — if your home becomes uninhabitable due to a covered loss while repairs are being made.

Hurricane & Wind Coverage

Florida's hurricane risk makes wind coverage critical. We help you navigate separate windstorm deductibles and ensure your policy provides adequate protection during storm season.

Flood Insurance

Standard homeowners policies don't cover flood damage. As a Florida agency, we help you secure the right flood insurance through the NFIP or private carriers to fill this critical gap.

Evergreen Insurance agent reviewing a homeowners policy with a client

Independent Agency Advantage

We Compare Carriers to Find Your Best Rate

Why Evergreen

Florida Expertise You Can Count On

Florida's homeowners insurance market is one of the most complex in the country. As an independent agency with over 100 years of combined experience, we know how to navigate it — and find you the right coverage at the right price.

  • Access to multiple top-rated homeowners insurance carriers in Florida
  • Expert guidance on hurricane deductibles and windstorm coverage requirements
  • Help navigating flood insurance through the NFIP and private market options
  • Bundling discounts when you combine home with auto or other policies
  • Annual policy reviews to keep your coverage current as your home's value changes
  • Responsive local service from a Royal Palm Beach agency that knows Florida
100+
Years combined experience
4.9★
Average customer rating
Local
Royal Palm Beach agency
Free
No-obligation quotes

Reviews

4.9·Evergreen Insurance Agency·30 Reviews

"We've been with Evergreen for almost 10 years and I can honestly say they have been nothing but wonderful to work with. Highly recommend!"

Claudia Barbuto9/9/2026

"Cristina is a great person to work with. She handles all of our commercial and personal insurance needs. Very professional and responsive."

Monica Raulerson9/4/2026

"This was my first time getting an Insurance Policy from this company and I must say the experience was amazing. Very knowledgeable and helpful staff."

Aliany Vargas6/12/2026
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