Builders Risk Insurance in Royal Palm Beach, FL – Evergreen Insurance Agency

Builders Risk Insurance · Royal Palm Beach, FL

Build with
Confidence

Protect your construction project from the ground up. Builders risk insurance covers your structure, materials, and equipment throughout every phase of the build — so nothing stops your project.

(561) 966-8883
100+
Years combined experience
4.9★
Customer rating
Family
Owned & operated
Florida residential construction site protected by Evergreen Insurance builders risk coverage
Coverage from
Day One
Coverage Options

Protection at Every Phase

From breaking ground to the final inspection, builders risk insurance keeps your project protected against the unexpected — on Florida job sites and beyond.

Structure in Progress

Covers the building under construction — including the foundation, framing, walls, and roof — against physical loss or damage from covered perils throughout the entire project timeline.

Materials & Supplies

Protects building materials, fixtures, and supplies stored on-site or in transit to the job site. If materials are stolen or damaged before installation, your policy responds.

Equipment & Machinery

Covers construction equipment and temporary structures like scaffolding and fencing on the job site. Keeps your project moving even when equipment is damaged or stolen.

Fire & Explosion

Fire is one of the most common and costly risks on a construction site. Builders risk covers fire, explosion, and smoke damage to the structure and materials at every stage of the build.

Wind & Weather

Florida's severe weather — including hurricanes, tropical storms, and lightning — poses a serious threat to open construction. We ensure your policy addresses Florida's unique weather risks.

Vandalism & Theft

Construction sites are frequent targets for theft and vandalism. Builders risk insurance covers losses from theft of materials and intentional damage so your project stays on schedule.

Contractor reviewing blueprints on a construction site covered by Evergreen Insurance

Independent Agency Advantage

We Shop Multiple Carriers to Protect Your Project

Why Evergreen

Built for Florida Contractors

Construction projects in Florida face risks that other states simply don't — from hurricane season to year-round severe weather. As an independent agency with deep local roots, we know how to structure builders risk coverage that truly protects your investment.

  • Coverage for residential, commercial, and renovation construction projects of all sizes
  • Florida-specific expertise — we understand hurricane, wind, and weather exposures on job sites
  • Access to multiple carriers so you get the right coverage at the most competitive rate
  • Flexible policy terms that match your project timeline — from groundbreaking to completion
  • Coverage for materials in transit and stored off-site, not just on the job site
  • Responsive local service from a Royal Palm Beach agency that knows the construction industry
100+
Years combined experience
4.9★
Average customer rating
Local
Royal Palm Beach agency
Free
No-obligation quotes

Issue Certificates of Insurance Anytime with CSR24

Contractors know that a GC can ask for a certificate of insurance at any hour. With CSR24, you can issue and send certificates instantly — from the job site, after hours, or on weekends — without waiting for your agent to respond.

Access CSR24

Reviews

4.9·Evergreen Insurance Agency·30 Reviews

"We've been with Evergreen for almost 10 years and I can honestly say they have been nothing but wonderful to work with. Highly recommend!"

Claudia Barbuto9/9/2026

"Cristina is a great person to work with. She handles all of our commercial and personal insurance needs. Very professional and responsive."

Monica Raulerson9/4/2026

"This was my first time getting an Insurance Policy from this company and I must say the experience was amazing. Very knowledgeable and helpful staff."

Aliany Vargas6/12/2026
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Evergreen Insurance

  • Address
    583 105th Avenue North, Suite 2
    Royal Palm Beach, Florida 33411
  • Hours
    Monday–Friday: 8am–5pm
    Saturday: Closed
    Sunday: Closed