Workers Compensation Insurance in Royal Palm Beach, FL – Evergreen Insurance Agency
Protect Your
Workforce
Florida law requires most employers to carry workers compensation insurance. We make it simple — finding you the right coverage to protect your employees and your business when a workplace injury occurs.
We offer access to dividend-paying workers compensation programs that return a portion of your premium back to you at the end of the policy year — among the highest dividend returns available in the industry. It's one of the most effective ways Florida businesses can reduce their total cost of coverage and keep more money where it belongs: in your business.
Comprehensive Employee Protection
Workers compensation does more than satisfy Florida's legal requirements — it protects your employees and shields your business from the financial impact of workplace injuries.
Medical Benefits
Covers all reasonable and necessary medical treatment for employees injured on the job — including emergency care, surgery, hospitalization, physical therapy, and prescription medications.
Lost Wage Replacement
When an injury prevents an employee from working, workers comp pays a portion of their lost wages during recovery. This keeps your team financially stable while they heal.
Disability Benefits
Provides temporary or permanent disability benefits when an injury results in partial or total loss of earning capacity — protecting both your employee and your business from long-term financial exposure.
Employer Liability
Protects your business against lawsuits from employees who suffer work-related injuries or illnesses. Covers legal defense costs and any resulting judgments or settlements.
Vocational Rehabilitation
If an injured employee cannot return to their previous role, workers comp can fund job retraining and vocational rehabilitation to help them re-enter the workforce.
Death Benefits
In the event of a fatal workplace accident, workers compensation provides death benefits to the employee's dependents — covering funeral expenses and ongoing financial support.
Florida Compliance Made Simple
We Handle the Complexity So You Can Focus on Your Business
Florida Employers Trust Us
Workers compensation requirements in Florida vary by industry, employee count, and business type — and the penalties for non-compliance are severe. As an independent agency with deep local roots, we make sure you're covered correctly, competitively, and with the best dividend programs available.
- Dividend-paying workers comp programs with some of the highest dividends in the industry — putting real money back into your business
- Florida workers comp experts — we know the state's mandatory coverage requirements by industry
- Access to multiple carriers so you get the right coverage at the most competitive rate
- Coverage for all business types — contractors, retailers, restaurants, offices, and more
- Experience modification rate (EMR) guidance to help lower your premiums over time
- Fast certificates of insurance so you can meet contractor and client requirements quickly
- Responsive local service from a Royal Palm Beach agency that understands Florida employers
Issue Certificates of Insurance Anytime with CSR24
Florida employers often need proof of workers compensation coverage on short notice. With CSR24, you can pull certificates and policy documents any time of day — keeping your business compliant and your projects on schedule.
Reviews
"We've been with Evergreen for almost 10 years and I can honestly say they have been nothing but wonderful to work with. Highly recommend!"
"Cristina is a great person to work with. She handles all of our commercial and personal insurance needs. Very professional and responsive."
"This was my first time getting an Insurance Policy from this company and I must say the experience was amazing. Very knowledgeable and helpful staff."
Contact Us
Schedule a Free Assessment
Evergreen Insurance
- Address583 105th Avenue North, Suite 2
Royal Palm Beach, Florida 33411 - Phone(561) 966-8883
- Email[email protected]
- HoursMonday–Friday: 8am–5pmSaturday: ClosedSunday: Closed